Cash-Out Refinance
Across 45 States
Mortgage One Funding specializes in cash-out refinancing. We help homeowners convert their equity into cash — for debt payoff, renovations, tuition, or anything else that matters. Fast closings. Competitive rates. We get deals done.
Check Your Equity NowWhat Is a Cash-Out Refinance?
A cash-out refinance replaces your existing mortgage with a new loan at a higher balance. The difference between the two amounts comes to you in cash at closing. You keep one monthly payment — and the rate on that cash is almost always lower than a credit card, personal loan, or HELOC.
Mortgage One Funding has been closing cash-out refinances across the country for years. If you've owned your home since 2020, there's a good chance you're sitting on more usable equity than you realize. We'll tell you exactly what you qualify for — no credit pull, no commitment.
Find Your State
How It Works
1. Check Your Equity
Answer a few quick questions about your home and current mortgage. No SSN required, no credit pull.
2. See Your Options
We'll show you exactly how much cash you can access and what your new rate and payment would look like.
3. Close Fast
Mortgage One Funding is known for fast closings. When other lenders get stuck, we know how to get a deal done.
Mortgage One Funding NMLS #1457759. Licensed to originate mortgage loans. Not all applicants will qualify. Loan approval is subject to underwriting guidelines, credit, income, and property eligibility. Rates and terms subject to change without notice. Equal Housing Lender.